Alternative Health & Wellness

The integration of alternative medicine into conventional western medicine is quickly revolutionizing the landscape of the American healthcare system. Patients and providers are increasingly using alternative methods of care that do not rely on invasive procedures or long term use of pharmaceuticals. The Alternative Medicine Network is one of the nation's leading providers of integrative medicine. Our national network of over 16,000 practitioners provides care to millions of members all across the country.

Highlights

• 10% to 30% savings on all treatments and services
• Over 16,000 practitioners in the network
• Over 35 different practitioner disciplines
• Services include Acupuncture, Nutritional Counseling, Massage Therapy, and Holistic Medicine as well as popular Exercise and Movement specialties including Yoga, Tai Chi, Pilates and more
• No limits on the number of visits

Chiropractic

Members save 30% to 50% at over 3,000 participating Doctors of Chiropractic nationwide.

Highlights

• Free initial consultation
• 50% savings on diagnostic services
• 50% savings on x-rays performed on-site (if necessary)
• 30% savings on treatment and other services
• Unlimited access to care with no limits on the number of visits
• Over 3,000 providers nationwide
• Each chiropractor's licensure and insurance are carefully verified before being accepted in the network
• Items such as vitamins and durable goods are priced at the doctor's discretion

Members may choose from more than 3,000 participating Chiropractors. Members enjoy a variety of savings and services including a free consultation, 50% savings on diagnostic services, 50% savings on x-rays performed on-site and 30% savings on treatment and other services. Also, members have unlimited access to care with no limits on the number of visits. Each chiropractor's license and insurance are carefully verified before being accepted in the network. Items such as vitamins and durable goods are priced at the doctor's discretion.

Chiropractic is not available to VT residents.

Fitness Advantage

Fitness Advantage offers an opportunity to get a head start on a healthier lifestyle through access to International Fitness Club Network (IFCN), a network of high quality health and fitness clubs at affordable rates.

Highlights

• Members are assured the club's "lowest membership rate for the type of membership selected."
• Members receive a one-week introductory trial membership certificate, free of charge. This allows members to try several participating clubs for one week each, giving the opportunity to truly experience the club and its facilities. (Not to be combined at the same club.)
• Available in all 50 states with over 7,000 participating health clubs worldwide. Some of the largest club chains in the country are members of the IFCN, including Bally Total Fitness, Jazzercise, LA Fitness and Lifetime Fitness.
• Members may access the member service website or call the toll-free number 24 hours a day, 7 days a week to speak with a trained member service representative concerning various club locations and facility information.
• IFCN also offers discounts on fitness equipment from 2nd Wind Fitness and Bigfitness.
• Health and Fitness Clubs are required to meet the American College of Sports Medicine's health and safety standards.
• Dues are to be paid directly to the club, in accordance to the signed membership contract.

*IFCN is piloting a program in IL, WI, IA and MN where certain clubs, designated as "IFCN Preferred Clubs" offer the option to join these clubs directly through IFCN via the web portal. In these cases, all dues and fees are owed to IFCN.

VIP Health and Wellness

Vitacost.com is your one-stop shop for thousands of top brand vitamins, supplements, herbs, organics and natural health care products at up to 80% off retail everyday. Choose from over 400 brands and 12,000 items in stock and enjoy savings of 10% on already low prices. Members can place orders online or toll free by phone. Most orders ship the same day and every order is backed by the exclusive 5-star guarantee.

• Toll-free and online shopping with friendly and knowledgeable customer service representatives
• Timely, convenient home delivery of vitamins, supplements, and a wide variety of natural health products All purchases include a 30-day unconditional money-back guarantee
• Choose from brand names you know and trust such as Natures Way, Twinlab, Enzymatic Therapy and Country Life
• All purchases include a 30-day unconditional money-back guarantee

Pet Care

The Pet Care Savings Program is designed to save members money on everything for their special family member - their pet! All the pets in the household can take advantage of this program. The Pet Care Savings Program is not insurance. With the Pet Care Savings Program there is a 25% discount at network veterinarians on most procedures, plus savings of 10% to 30% on pet products and services at participating merchants. The Pet Care Savings Program also includes a free pet ID tag and confidential 24-hour pet location service in the event of a lost pet.

Highlights

• Save 25% on most in office medical care with each visit to a network veterinarian
• Save 10% to 30% at participating providers on pet services such as boarding, doggie day care, training, pet sitting and grooming
• Save 10% to 30% at participating merchants on pet supplies such as food, beds, toys, treats and vitamins
• Free pet ID tag(s) and 24-hour location service for lost pets
• Available for use with all animals, from companion animals such as dogs and cats to exotic animals such as birds and reptiles

Counseling

Emotional and relationship challenges sometimes seem overwhelming, but personal problems are as treatable as any other health concern if you know where to turn. Our telephone counselors assist with problem resolution and suggest options to help members with personal issues of any size.

Highlights

Counselors work with a multitude of issues including:

• Depression, anxiety or stress
• Conflicts at work or home
• Reliance on alcohol, drugs, tobacco or food
• Sexual, physical or emotional abuse
• Loss and grief
• Change and transition

Members receive free unlimited telephone counseling services 24 hours a day, 7 days a week.

• Free telephone problem-solving services
• Counselor qualifications include a master's degree and five years of postgraduate experience
• Counselors follow up and monitor progress until member is satisfied
• When appropriate, members are referred to local licensed counselors
• Services are confidential and will not jeopardize employment

PRESCRIPTION DISCOUNT CARD

The neighborhood pharmacy program assures members the lowest price on prescription drugs, saving 10% to 60% on most prescriptions.

It's simple to use. The member simply presents the membership card to the pharmacist with the prescription. The pharmacist calculates the discount and the member pays the discounted price. No other forms required.

Highlights

• 10% to 60% savings on most medications.
• Over 60,000 national and regional pharmacy chains participate as well as independent pharmacies.
• No pharmacy program is complete unless it includes both retail locations where members may fill acute care medications and a mail order program so members may optimize their savings by purchasing maintenance prescriptions in 90 day supplies to treat ongoing ailments.
• Do not call the pharmacy for price quotes. Prices may change from day to day and they cannot be given over the telephone. Visit www.rxpricequotes.com to look up drug prices by location.

• **Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance.
• The discount is only available at participating pharmacies.

PRESCRIPTION DISCOUNT CARD F.A.Q.s

Q. What can I expect to save with this membership?
A. Prices will always vary on prescription drugs and therefore it is impossible to estimate specific dollar savings through any non-insured drug program. Your membership offers two avenues for drug purchases: The Neighborhood Pharmacy program offers 10% to 60% discounts on acute care medications and the Mail Order Pharmacy guarantees an average of 10% off AARP's prices. Should you receive a quote anywhere else for less than our mail order pharmacy, we will beat it by a minimum of $5.00 on brand name and generic medications priced at $10.00 or more with no postage or dispensing fees added. Savings can not be used in conjunction with other discount or insurance cards.

Q. Do I get a discount on every single drug at the neighborhood pharmacy when I use my Membership card?
A. Not necessarily. Drug stores, like hardware and grocery stores determine their own pricing structures. Due to large discounts from manufacturers, some drugs may already be priced at or below the PBM's discount price. However, as a general rule, you can expect that 80% to 90% of your required, acute care prescription needs will be discounted below the stores usual retail price. The PBM network pharmacies have agreed to sell prescription drugs at the contract price, or their "usual retail price" whichever is lower.

Q. Why didn't I save any money at the participating local drugstore?
A. More than likely, you ordered a long-term maintenance medication versus a short-term acute care medication such as an antibiotic or pain-killer. Most pharmacies use long-term, maintenance medications as "loss leaders" and price these drugs at or below cost. They do this so that their customers will assume that all their prices are low. It's a marketing strategy. The pharmacy realizes that for long-term medications, you'll shop around in order to get the best price for a medication that you may be taking for the rest of your life. As the consumer, you are led to believe that this pharmacy has low prices on all their prescription drugs and other items. Our pharmacy program has contracted with independent and chain pharmacies nationwide to offer you a discounted price that will normally save you 10% to 76% on short term medications. However, in order to draw customers, many pharmacies opt to price their prescriptions lower than the contracted price. In this case the member gets the lower of the two. Normally, they use high profile maintenance drugs for these "loss leader" price reductions such as Prozac, Zantac, and Premarin. In order to guarantee members a savings, we established a mail order pharmacy program which absolutely, positively guarantees to beat any price quoted elsewhere by a minimum of $5.00 with no dispensing or postage fees added provided the brand or generic price exceeds $10.00.

Q. What if the Pharmacist doesn't recognize the card's name?
A. Always make inquiries in person and be sure to bring your card with you. When the pharmacist sees the Pharmacy Benefit Manager information on the card, the pharmacist then understands which program you are on.

Q. Is this a co-pay insurance card?
A. No. A co-pay card is an insured product where the customer pays a preset amount and the insurance company pays the remainder. This membership is a discount card offering reduced prices. You are responsible to pay the pharmacy 100% of the discounted price.

Q. I'm a member and called the Mail Order Pharmacy to get a price quote on my maintenance drugs. The price quote was higher than my old pharmacy. What should I do?
A. When you call the Mail Order Pharmacy to get a price quote, be sure to tell the representative where you found it for less. If the quotation you are given does not beat the price you are currently paying by at least $5.00, the operator will verify the price being charged at your local pharmacy and beat it by $5.00*. This outstanding price guarantee is effective for all brand or generic drugs priced over $10.00.

LOCATE PHARMACY AND PRICING ON MEDICATIONS:

Click on the following link to use our tool to locate a pharmacy near you and to look up pricing on medications: http://www.rxpricequotes.com/.